These coverages can protect your vehicle, but they're not always required — or necessary. Here's what to consider.

Collision and comprehensive insurance are two types of auto insurance coverages. They are not legally required by any state, but they pay for the cost to repair any damage to your car in a variety of ...

It can also be purchased as part of a full-coverage policy. If your car is a total loss, the insurance company will pay you the actual cash value of the vehicle. Collision insurance covers repairs ...

Dropping comprehensive and collision coverage can cut costs — but is it an option for you? And should you do it?

(You would have uninsured motorist property damage or collision coverage with waiver ... It will kick in only in conjunction with another auto insurance coverage provision. The coverage in ...

There are three main types of car insurance: liability, comprehensive, and collision. Full coverage car insurance combines all three and offers broad coverage for your car. Comprehensive coverage ...

They include the following: Actual cash value This term refers to the market value of your car in its current condition before any damage occurs. Collision insurance This coverage pays for car ...

A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package. Additional add-ons can enhance your ...

Auto insurance is a fundamental element of vehicle ownership, yet navigating its vast landscape can often be challenging. Many drivers opt for minimum coverage to comply with legal requirements and ...

Not surprisingly, rental car insurance is at the top of ... renter to decline the car rental agency’s collision damage waiver. The CDW provides coverage for damage done to the car if there ...

"If you hit another car or a stationary object like a guardrail, collision coverage would pay for the repairs to your vehicle," says Kevin Boggs, an insurance agent with Goosehead Insurance.